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Accepted Insurance at Heartwell Cardiology 

Heartwell Cardiology accepts a wide range of insurance plans for cardiovascular and vascular care. Because plan participation can vary based on your policy, network, and employer group, we recommend contacting our office to confirm your specific coverage prior to your appointment. 

Accepted Insurance Providers

To make it easier for patients to review coverage options, we have included our current list of accepted insurance providers below.  If you have questions about your specific policy, our team can help verify your information before your visit.

Medicare and Government Plans

  • Medicare
  • Humana/ Humana Medicare
  • Champ VA (Referral Required)
  • Tricare
  • AMPS

Commercial Insurance Plans

  • Aetna 
  • BCBS (Blue Cross Blue Shield)
  • Cigna PPO/ HMO/ Open Access/ SureFit
  • Oscar
  • United Healthcare Nexus
  • United Healthcare Commercial 

Employer and Group Plans

  • AdventHealth Employee Plan
  • Disney AdventHealth CastCare

Self-Pay Patients

We also welcome self-pay patients. A fee schedule is available upon request, and our team can provide transparent pricing and payment expectations before your visit.

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Insurance Questions We Commonly Help With

Many patients contact our office while searching for answers to questions such as:

  • Does Heartwell Cardiology accept my insurance?

  • Do you accept Medicare for cardiology visits?

  • Do you accept Florida Blue, Aetna, Cigna, or UnitedHealthcare?

  • Will I need a referral before my appointment?

  • How can I verify my benefits before I come in?

Our staff can help guide you through the process and let you know what information is needed before your visit.

UnitedHealthcare and Medicare

Heartwell Cardiology welcomes UnitedHealthcare and Medicare patients. If you are covered by one of these plans, our team can help confirm benefits and explain any next steps before your appointment.

How to Confirm Your Coverage

Insurance plans can vary based on your specific policy, employer group, and network. For the fastest verification, please have the following ready when you call:

  • Insurance provider and plan name

  • Member ID number

  • Date of birth

  • Referring physician information, if required by your plan

Coverage verification is not a guarantee of payment. Final patient responsibility is determined by your insurance carrier.

Financing and Payment Plans

CareCredit Financing

Heartwell Cardiology accepts CareCredit for eligible out-of-pocket medical expenses. For qualified patients, CareCredit can make it easier to manage treatment costs with monthly payment options.

How it works

  • Apply online or by phone
  • Select an approved payment plan
  • Use CareCredit to pay for eligible services at Heartwell Cardiology

If you are interested in financing, our team can help answer questions about how CareCredit may fit your treatment plan.

Self Pay Options

If you do not have insurance coverage or prefer to pay directly, self-pay options are available at Heartwell Cardiology. Our team understands that some patients may be uninsured, between plans, or simply choose to handle their care without using insurance, and we are happy to help guide you through that process.

Before your visit, our office can provide pricing guidance, explain expected costs, and answer questions about payment expectations so you can feel prepared. We believe in making the financial side of care as clear and straightforward as possible, allowing you to plan with confidence and focus on your health.

If you have questions about self-pay rates or would like help determining the best next step for your visit, please contact our team directly.

Does Heartwell Cardiology accept Medicare?

Does Heartwell Cardiology accept Florida Blue?

Does Heartwell Cardiology accept Aetna?

Does Heartwell Cardiology accept UnitedHealthcare?

Do I need a referral to see a cardiologist?

What if I do not have insurance?

Does Heartwell Cardiology accept Medicare?

Yes, Heartwell Cardiology accepts Medicare. If you have questions about your specific coverage or benefits, our team can help verify your information before your visit.

Does Heartwell Cardiology accept Florida Blue?

Heartwell Cardiology accepts Blue Cross Blue Shield plans. If you have Florida Blue coverage, please contact our office with your plan details so we can help confirm participation and benefits before your appointment.

Does Heartwell Cardiology accept Aetna?

Yes, Heartwell Cardiology accepts Aetna. Our team can help review your plan details and confirm your coverage before your appointment.

Does Heartwell Cardiology accept UnitedHealthcare?

Yes, Heartwell Cardiology accepts United Healthcare Commercial and United Healthcare Nexus plans. Please contact our office before your visit so we can verify your specific benefits.

Do I need a referral to see a cardiologist?

Referral requirements depend on your insurance plan. Some plans require a referral from your primary care physician, while others do not. Please contact our office and we will be happy to help you confirm what your plan requires.

What if I do not have insurance?

We welcome self-pay patients and can discuss pricing and payment expectations before your appointment.

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